9 car insurance discounts you could be missing out on

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November 10, 2026 / 11:08 AM EST / CBS News

Car insurance is one of those expenses that can be easy to overlook until your renewal notice arrives with a higher premium than you expected. And while shopping around for a better car insurance rate is one way to save, it can be frustrating to compare quotes only to find that other insurers aren't offering much of a price break. Even drivers with clean records and relatively modest coverage needs may struggle to find meaningful savings, leaving them with few obvious ways to reduce what they're paying for their premiums.

What drivers may not realize, though, is that the price they're paying for car insurance may not reflect every discount they're eligible to receive. Car insurance companies use a wide range of factors to calculate the premiums for coverage, and changes to driving habits, employment or even how the bill is paid could affect what's owed for a policy. The problem is that some of those changes may go unnoticed unless you bring them to your insurer's attention.

That means…

Original source: https://www.cbsnews.com/moneywatch/