Car insurance mistakes every driver should avoid now

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November 10, 2026 / 12:15 PM EST / CBS News

A significant number of drivers likely couldn't tell you exactly what's included in their car insurance policy without looking it up first. While they may know their monthly premium and deductible, the finer details of their car insurance coverage are often less familiar. And that's understandable, considering how complicated car insurance policies can be. But it can also create problems when drivers need to rely on that protection.

With car insurance costs remaining elevated in today's landscape, there's even more reason to pay attention to what coverage you're getting for your money. After all, paying hundreds or even thousands of dollars annually for car insurance coverage doesn't necessarily mean you're getting the best value or that your policy is providing the financial protection you expect. Your policy could still be lacking, despite the high premiums you're paying for it.

What makes matters more complicated is that some car insurance decisions that seem perfectly reasonable at the time can end up being costly mistakes. These can quietly add to your expenses…

Original source: https://www.cbsnews.com/moneywatch/