Take control of your finances in retirement with these budgeting apps

Retirement can mean living a simpler lifestyle without the demands of full-time work. But even though you’re no longer collecting a traditional paycheck, retirement finances aren’t always so straightforward. In fact, many retirees are balancing new expenses and multiple income sources, which can complicate their financial picture.

Budgeting apps are one way to understand what you can safely spend and how your investments are performing, so you can avoid financial stress in your golden years. These are the best budgeting apps for retirees in 2026.

Monarch’s strong combination of customizable budgeting and wealth tracking makes it a strong choice for retirees balancing day-to-day spending with Social Security income and investment withdrawals.The platform has robust account syncing features, so you can easily track your net worth, investment trends, debt repayment and more. You can also establish your priorities and create concrete financial plans with features like Goals 3.0.Monarch’s budgeting features are very flexible, with many ways to categorize and label transactions. You can choose your preferred budgeting style as well, whether that’s carefully tracking everything or getting a bigger picture view of costs. Because Monarch has so many customization options, there can be a learning curve for users. Plus, at $14.99…

Original source: https://www.usatoday.com/money/