Best pet insurance for dogs in 2026: 5 top picks compared

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November 5, 2026 / 8:42 AM EST / CBS News

The cost of caring for a dog can change dramatically after a single unexpected diagnosis or injury. And with even minor veterinary treatment potentially carrying a hefty price tag, pet insurance can provide an important financial safety net for pet owners. According to the North American Pet Health Insurance Association (NAPHIA), 7.6 million pets were insured across North America by the end of 2025, up from 7.03 million the year before.

But finding the best pet insurance for dogs requires more than comparing monthly premiums. A policy that works well for a healthy puppy may offer less value for an older dog or a breed prone to hereditary conditions. The right dog insurance depends on your pet's age, health risks and coverage needs, along with how much you're comfortable paying in premiums and out-of-pocket veterinary costs.

Compare the top pet insurance policies for dogs online now.

Our top picks offer different advantages, from broad medical coverage and flexible deductibles to benefits designed for older dogs or those with particular health…

Original source: https://www.cbsnews.com/moneywatch/