Gold investing doesn’t require thousands. How to get started with $100

Gold is a popular way to diversify your portfolio and hedge against inflation. But at several thousand dollars per ounce, the metal might seem like an out-of-reach luxury for many investors.

Thankfully, there are several, more accessible ways for you to own gold, like gold ETFs, mutual funds, and fractional bars and coins. In this beginner-friendly guide, we’ll help you start investing in gold – even if your budget is under $100.

Although gold prices crossed $5,000 per ounce in early 2026, according to the World Gold Council, you don’t need to spend that much to start investing in the precious metal. You may buy small amounts of physical gold or invest incrementally through gold ETFs or other options.

Compare some of the most popular ways that investors with a small budget can own gold:

You don’t need thousands of dollars to start investing in gold. The simplest and most cost-effective way to gain exposure to gold is through Gold ETFs, which trade like stocks and follow the price of gold over time. You can often purchase fractional shares of gold ETFs for just a few dollars, making it a common choice for beginner investors.

If you want to invest…

Original source: https://www.usatoday.com/money/