Many with ACA coverage face a new crisis in 2027: Insurers fleeing the market

Courtney Mroch was already paying a high price for health insurance when she learned her insurer, Cigna, was pulling out of Tennessee’s Affordable Care Act marketplace.

The 56-year-old Nashville resident has diabetes and asthma and is a cancer survivor. She pays $1,250 a month for a silver plan this year, up from $850 a month in 2025 — more than her family’s mortgage. To keep costs down, her husband is enrolled in a separate, non-ACA plan that’s less expensive.

“Who knows who will cover me in 2027 or how much more it’ll cost,” Mroch said.

Many Americans are heading into ACA open enrollment with the likelihood of higher premiums and fewer insurance companies to choose from. In most states, the enrollment period begins Sunday, giving people who buy their own coverage about two months to compare plans for next year.

Insurers who offer ACA plans are proposing a premium increase of about 15%, on average, for 2027 — the second straight year of double-digit increases, according to an analysis from KFF, a nonpartisan health policy research group, that looked at public filings from insurers across all 50 states and Washington, D.C.

At the same time, 11 insurers have announced plans…

Original source: https://www.nbcnews.com/health