Rolling over a 401(k) to gold? What to check before you move your money

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September 10, 2026 / 12:54 PM EDT / CBS News

Gold has given investors plenty to think about in 2026. After surging to a record price of over $5,500 per ounce earlier in the year, the precious metal has experienced some significant swings as the economy has shifted, and gold prices are now hovering closer to $4,400 per ounce. But with uncertainty surrounding inflation, interest rates and the broader economy still influencing the markets, gold remains firmly on many investors' radar, despite that significant price drop.

And, while many people picture physical gold when they think of gold investing, that attention isn't limited to investors who are buying gold bars or coins. Moving some 401(k) funds into gold may also be appealing for retirement savers who have accumulated substantial balances in workplace accounts and who use gold companies like Goldco. After all, gold has historically behaved differently from stocks and bonds at various points in the economic cycle, which can make it useful for investors looking to diversify their portfolios.

But moving retirement savings into physical gold is more complicated…

Original source: https://www.cbsnews.com/moneywatch/