Texas home warranty companies that protect your budget

If you’ve owned a home in Texas for more than a few summers, you already know how hard the heat is on your air conditioner. Throw in the occasional hard freeze, and your pipes and water heater take a hit too. None of it is cheap to fix. A new AC alone can run $10,000 or more.

A home warranty can ease the financial hit by covering the cost of repairing or replacing major systems and appliances when they give out from everyday use. The tricky part is finding a provider that delivers when you need it.

To help, the USA TODAY team reviewed more than 20 home warranty companies, weighing coverage, pricing, service reliability and customer satisfaction. Below are the best home warranties for Texas homeowners in 2026.

The USA TODAY team vets every home warranty company on this list. We request fresh quotes, comb through service contracts and reach out to customer service to find out what each provider offers — and find out where the gaps are.

Our rankings rely on an in-house methodology that weighs coverage, cost, customer satisfaction and more. With over 25 years of combined experience covering personal finance and home services, we only…

Original source: https://www.usatoday.com/money/